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count he gave to the state of his government, often | inventions, wherein money would be stirring, if interlaced this speech, "and in this fortune had no it were not for this slug: the last, that it is the part," never prospered in any thing he undertook canker and ruin of many men's estates, which in afterwards. Certainly there be, whose fortunes process of time breeds a public poverty. are like Homer's verses, that have a slide and easiness more than the verses of other poets; as Plutarch saith of Timoleon's fortune in respect of that of Agesilaus or Epaminondas: and that this should be, no doubt it is much in a man's self.

XLI. OF USURY.

MANY have made witty invectives against asury. They say that it is pity the devil should have God's part, which is the tithe; that the usurer is the greatest Sabbath-breaker, because his plough goeth every Sunday; that the usurer is the drone that Virgil speaketh of:

"Ignavum fucos pecus a præscpibus arcent;" that the usurer breaketh the first law that was made for mankind after the fall, which was "in sudore vultûs tui comedes panem tuum;" not "in sudore vultûs alieni;" that usurers should have orange tawny bonnets, because they do judaize; that it is against nature for money to beget money, and the like. I say this only, that usury is a concessum propter duritiem cordis :" for since there must be borrowing and lending, and men are so hard of heart as they will not lend freely, usury must be permitted. Some others have made suspicious and cunning propositions of banks, discovery of men's estates, and other inventions; but few have spoken of usury usefully. It is good to set before us the incommodities and commodities of usury, that the good may be either weighed out, or culled out; and warily to provide, that, while we make forth to that which is better, we meet not with that which is worse.

On the other side, the commodities of usury are, first, that howsoever usury in some respect hindereth merchandising, yet in some other it advanceth it; for it is certain that the greatest part of the trade is driven by young merchants upon borrowing at interest; so as if the usurer either call in, or keep back his money, there will ensue presently a great stand of trade: the second is, that, men's necessities would draw upon them a most were it not for this easy borrowing upon interest, sudden undoing, in that they would be forced to sell their means (be it lands or goods) far under foot, and so, whereas usury doth but gnaw upon them, bad markets would swallow them quite up. As for mortgaging or pawning, it will little mend the matter for either men will not take pawns without use, or if they do, they will look precisely for the forfeiture. I remember a cruel moneyed man in the country, that would say, "The devil take this usury, it keeps us from forfeitures of mortgages and bonds." The third and last is, that it is a vanity to conceive that there would be ordinary borrowing without profit; and it is impossi ble to conceive the number of inconveniences that will ensue, if borrowing be cramped: therefore to speak of the abolishing of usury is idle; all states have ever had it in one kind or rate or other: so as that opinion must be sent to Utopia.

To speak now of the reformation and reglement of usury, how the discommodities of it may be best avoided, and the commodities retained. It appears, by the balance of commodities and dis commodities of usury, two things are to be recon ciled; the one that the tooth of usury be grinded, that it bite not too much; the other that there be left open a means to invite moneyed men to lend to the merchants, for the continuing and quickening of trade. This cannot be done, except you introduce two several sorts of usury, a less and a greater; for if you reduce usury to one low rate, it will ease the common borrower, but the merchant will be to seek for money: and it is to be noted, that the trade of merchandise being the most lucrative, may bear usury at a good rate: other contracts not so.

The discommodities of usury are, first, that it makes fewer merchants; for were it not for this lazy trade of usury, money would not lie still, but would in a great part be employed upon merchandising, which is the "vena porta" of wealth in a state: the second, that it makes poor merchants; for as a farmer cannot husband his ground so well if he sit at a great rent, so the merchant cannot drive his trade so well, if he sit at great usury: the third is incident to the other two; and that is, the decay of customs of kings, or estates, which To serve both intentions, the way would be ebb or flow with merchandising: the fourth, that briefly thus; that there be two rates of usury; the it bringeth the treasure of a realm or state into a one free and general for all; the other under lifew hands; for the usurer being at certainties, cense only to certain persons, and in certain places and others at uncertainties, at the end of the of merchandising. First, therefore, let usury in game most of the money will be in the box; and ever a state flourisheth when wealth is more equally spread; the fifth, that it beats down the price of land; for the employment of money is chiefly either merchandising, or purchasing, and usury waylays both: the sixth, that it doth dull and damp all industries, improvements, and new

general be reduced to five in the hundred, and let that rate be proclaimed to be free and current; and let the state shut itself out to take any penalty for the same; this will preserve borrowing from any general stop or dryness; this will case infinite borrowers, in the country; this will, in good part. raise the price of land, because land purchased at

fitter for new projects than for settled business; for the experience of age, in things that fall within the compass of it, directeth them: but in new things abuseth them. The errors of young men are the ruin of business; but the errors of aged men amount but to this, that more might have been done, or sooner. Young men, in the conduct and manage of actions, embrace more than they can hold; stir more than they can quiet; fly to the end, without consideration of the means and degrees; pursue some few principles which they have chanced upon absurdly; care not to innovate, which draws unknown inconveniences; use extreme remedies at first; and that, which doubleth all errors, will not acknowledge or retract them, like an unruly horse, that will neither stop nor turn. [Men of age object too much, consult too long, adventure too little, repent too soon, and seldom drive business home to the full period, but content themselves with a mediocrity of success. Certainly it is good to compound employments of

sixteen years' purchase will yield six in the hun-
dred, and somewhat more, whereas this rate of in-
terest yields but five this by like reason will
encourage and edge industrious and profitable im-
provements, because many will rather venture in
that kind, than take five in the hundred, especially
having been used to greater profit. Secondly, let
there be certain persons licensed to lend to known
merchants upon usury, at a high rate, and let it be
with the cautions following: let the rate be even
with the merchant himself, somewhat more easy
than that he used formerly to pay; for by that means
all borrowers shall have some ease by this refor-
mation, be he merchant, or whosoever; let it be
no bank, or common stock, but every man be mas-
ter of his own money; not that I altogether dislike
banks, but they will hardly be brooked, in regard
of certain suspicions. Let the state be answered
some small matter for the license, and the rest left to
the lender; for if the abatement be but small, it
will no whit discourage the lender; for he, for ex-
ample, that took before, ten or nine in the hundred,|both; for that will be good for the present, be-
will sooner descend to eight in the hundred than
give over his trade of usury, and go from certain
gains to gains of hazard. Let these licensed lend-
ers be in number indefinite, but restrained to cer-
tain principal cities and towns of merchandising;
for then they will be hardly able to colour other
men's moneys in the country; so as the license
of nine will not suck away the current rate of five;
for no man will lend his moneys far off, nor put
them into unknown hands.

If it be objected that this doth in a sort authorize usury, which before was in some places but permissive; the answer is, that it is better to mitigate usury by declaration than to suffer it to rage by connivance.

XLII. OF YOUTH AND AGE.

cause the virtues of either age may correct the defects of both; and good for succession, that young men may be learners, while men in age are actors; and, lastly, good for external accidents, because authority followeth old men, and favour and popularity youth; but, for the moral part, perhaps, youth will have the pre-eminence, as age hath for the politic. A certain rabbin upon the text, "Your young men shall see visions, and your old men shall dream dreams," inferreth that young men are admitted nearer to God than old, because vision is a clearer revelation than a dream : and, certainly, the more a man drinketh of the world, the more it intoxicateth: and age doth profit rather in the powers of understanding, than in the virtues of the will and affections. There be some have an over-early ripeness in their years, which fadeth betimes these are, first, such as have brittle wits, the edge whereof is soon turned: such as was Hermogenes the rhetorician, whose books are exceeding subtle, who afterwards waxed stupid; a second sort is of those that have some natural dispositions, which have better grace in youth than in age; such as is a fluent and luxuriant speech; which becomes youth well, but not age; so Tully saith of Hortensius, "Idem manebat, neque idem decebat;" the third is of such as take too high a strain at the first, and are magnanimous more than tract of years can uphold; as with Scipio Africanus, of whom Livy saith in effect," Ultima

A MAN that is young in years may be old in
hours, if he have lost no time; but that happeneth
rarely. Generally, youth is like the first cogita-
tions, not so wise as the second: for there is a
youth in thoughts as well as in ages; and yet the
invention of young men is more lively than that
of old, and imaginations stream into their minds
better, and, as it were, more divinely. Natures
that have much heat, and great and violent desires
and perturbations, are not ripe for action till they
have passed the meridian of their years: as it was
with Julius Cæsar and Septimius Severus; of the
latter of whom it is said, “juventutem egit, error-primis cedebant."
ibus, imo furoribus plenam ;" and yet he was the
ablest emperor, almost, of all the list: but reposed
natures may do well in youth, as it is seen in Au-
gustus Cæsar, Cosmuş Duke of Florence, Gaston
de Foix, and others. On the other side, heat and
vivacity in age is an excellent composition for
business. Young men are fitter to invent, than to
judge; fitter for execution than for counsel; and

XLIII. OF BEAUTY.

VIRTUE is like a rich stone, best plain set; and surely virtue is best in a body that is comely, though not of delicate features; and that hath rather dignity of presence, than beauty of aspect; neither is it almost seen, that very beautiful per

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and deliver himself from scorn; therefore, all deformed persons are extreme bold; first, as in their own defence, as being exposed to scorn, but in process of time by A general habit. Also it stir

sons are otherwise of great virtue; as if nature were rather busy not to err, than in labour to produce excellency; and therefore they prove accomplished, but not of great spirit; and study rather behaviour, than virtue. But this holds not al-reth in them industry, and especially of this ways for Augustus Cæsar, Titus Vespasianus, kind, to watch and observe the weakness of Philip le Belle of France, Edward the Fourth of others, that they may have somewhat to repay. England, Alcibiades of Athens, Ismael, the sophy Again, in their superiors, it quencheth jealousy of Persia, were all high and great spirits, and yet towards them, as persons that they think they the most beautiful men of their times. In beauty, may at pleasure despise: and it layeth their comthat of favour, is more than that of colour; and petitors and emulators asleep, as never believing that of decent and gracious motion, more than they should be in possibility of advancement till that of favour. That is the best part of beauty, they see them in possession: so that upon the which a picture cannot express; no, nor the first matter, in a great wit, deformity is an advantage sight of the life. There is no excellent beauty to rising. Kings, in ancient times, (and at this that hath not some strangeness in the proportion. present in some countries,) were wont to put great A man cannot tell whether Apelles or Albert trust in eunuchs, because they that are envious Durer were the more trifler; whereof the one towards all are more obnoxious and officious would make a personage by geometrical propor- towards one; but yet their trust towards them tions: the other by taking the best parts out of hath rather been as to good spials, and good divers faces, to make one excellent. Such per- whisperers, than good magistrates and officers: sonages, I think, would please nobody but the and much like is the reason of deformed persons. painter that made them: not but I think a painter | Still the ground is, they will, if they be of spirit, may make a better face than ever was; but he seek to free themselves from scorn; which must must do it by a kind of felicity, (as a musician be either by virtue or malice; and, therefore, let that maketh an excellent air in music,) and not by it not be marvelled, if sometimes they prove exrule. A man shall see faces, that, if you exa-cellent persons; as was Agesilaus, Zanger the mine them part by part, you shall find never a good; and yet altogether do well. If it be true, that the principal part of beauty, is in decent motion, certainly it is no marvel, though persons in years seem many times more amiable; "pulchrorum autumnus pulcher;" for no youth can be comely but by pardon, and considering the youth as to make up the comeliness. Beauty is as summer fruits, which are easy to corrupt, and cannot last; and, for the most part, it makes a dissolute youth, and an age a little out of countenance; but yet certainly again, if it light well, it maketh virtues shine, and vices blush.

XLIV. OF DEFORMITY.

son of Solyman, Æsop, Gasca, president of Peru; and Socrates may go likewise amongst then, with others.

XLV. OF BUILDING.

HOUSES are built to live in, and not to look on; therefore let use be preferred before uniformity, except where both may be had. Leave the goodly fabrics of houses, for beauty only, to the enchanted palaces of the poets, who build them with small cost. He that builds a fair house upon an ill seat, committeth himself to prison: neither do I reckon it an ill seat only where the air is unwholesome, but likewise where the air is unequal; as you shall see many fine seats set upon a knap of ground, environed with higher hills round about it, whereby the heat of the sun is pent in, and the wind gathereth as in troughs; so as you shall have, and that suddenly, as great diversity of heat and cold as if you dwelt in several

DEFORMED persons are commonly even with ature; for as nature hath done ill by them, so do they by nature, being, for the most part, (as the Scripture saith,) "void of natural affection;" and so they have their revenge of natures. Cer-places. Neither is it ill air only that maketh an tainly there is a consent between the body and ill seat: but ill ways, ill markets; and, if you will the mind, and where nature erreth in the one, she consult with Momus, ill neig.bours. I speak not ventureth in the other: "ubi peccat in uno, peri- of many more; want of water, want of wood, shade, clitatur in altero:" but because there is in man and shelter, want of fruitfulness, and mixture of an election, touching the frame of his mind, and grounds of several natures; want of prospect, a necessity in the frame of his body, the stars of want of level grounds, want of places at some near natural inclination are sometimes obscured by distance for sports of hunting, hawking, and the sun of discipline and virtue; therefore it is races; too near the sea, too remote; having the good to consider of deformity, not as a sign which commodity of navigable rivers, or the discommois more deceivable, but as a cause which seldom dity of their overflowing: too far off from great faileth of the effect. Whosoever hath any thing cities, which may hinder business; or too near fixed in his person that doth induce contempt, them, which lurcheth all provisions, and maketh hath also a perpetual spur in himself to rescue | every thing dear; where a man hath a great living VOL. I.-7

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Jaid together, and where he is scanted; all which, as it is impossible perhaps to find together, so it is as good to know them, and think of them, that a man may take as many as he can; and, if he have several dwellings, that he sort them so, that what he wanteth in the one he may find in the other. Lucullus answered Pompey well, who, when he saw his stately galleries and rooms so large and lightsome, in one of his houses, said, "Surely an excellent place for summer, but how do you in winter?" Lucullus answered, "Why do you not think me as wise as some fowls are, that ever change their abode towards the winter?"

To pass from the seat to the house itself, we will do as Cicero doth in the orator's art, who writes books De Oratore, and a book he entitles Orator; whereof the former delivers the precepts of the art, and the latter the perfection. We will therefore describe a princely palace, making a brief model thereof; for it is strange to see now in Europe, such huge buildings as the Vatican and Escurial, and some others be, and yet scarce a very fair room in them.

First, therefore, I say, you cannot have a perfect palace, except you have two several sides; a side for the banquet, as spoken of in the book of Esther, and a side for the household; the one for feasts and triumphs, and the other for dwelling. I understand both these sides to be not only returns, but parts of the front; and to be uniform without, though severally partitioned within; and to be on both sides of a great and stately tower in the midst of the front, that, as it were, joineth them together on either hand. I would have on the side of the banquet in front, one only goodly room above stairs of some forty foot high; and under it a room for a dressing or preparing place, at times of triumphs. On the other side, which is the household side, I wish it divided at the first into a hall and a chapel, (with a partition between,) both of good state and bigness; and those not to go all the length, but to have at the farther end a winter and a summer parlour, both fair; and under these rooms a fair and large cellar sunk under ground; and likewise some privy kitchens, with butteries and pantries, and the like. As for the tower, I would have it two stories, of eighteen foot high a piece above the two wings; and a goodly leads upon the top, railed with statues interposed; and the same tower to be divided into rooms, as shall be thought fit. The stairs likewise to the upper rooms, let them be upon a fair open newel, and finely railed in with images of wood cast into a brass colour; and a very fair landing place at the top. But this to be, if you do not-point any of the lower rooms for a dining place of servants; for, otherwise, you shall have the servants' dinner after your own; for the steam of it will come up as in a tunnél: and so much for the front; only I understand the height of the first stairs to be sixteen foot, which is the height of the lower room.

Let

Beyond this front is there to be a fair court, but three sides of it a far lower building than the front; and in all the four corners of that court fair staircases, cast into turrets on the outside, and not within the row of buildings themselves: but those towers are not to be of the height of the front, but rather proportionable to the lower building. the court not be paved, for that striketh up a great heat in summer, and much cold in winter: but only some side alleys with a cross, and the quarters to graze, being kept shorn, but not too near shorn. The row of return on the banquet side, let it be all stately galleries; in which galleries let there be three or five fine cupolas in the length of it, placed at equal distance, and fine coloured windows of several works: on the household side, chambers of presence and ordinary entertainments, with some bed-chambers; and let all three sides be a double house, without thorough lights on the sides, that you may have rooms from the sun, both for forenoon and afternoon. Cast it also, that you may have rooms both for summer and winter; shady for summer, and warm for winter. You shall have sometimes fair houses so full of glass, that one cannot tell where to become to be out of the sun or cold. For inbowed windows, I hold them of good use; (in cities, indeed, upright do better, in respect of the uniformity towards the street;) for they be pretty retiring places for conference; and besides, they keep both the wind and sun off; for that which would strike almost thorough the room doth scarce pass the window: but let them be but few, four in the court, on the sides only.

Beyond this court, let there be an inward court, of the same square and height, which is to be environed with the garden on all sides; and in the inside, cloistered on all sides upon decent and beautiful arches, as high as the first story: on the under story, towards the garden, let it be turned to a grotto, or place of shade, or estivation; and only have opening and windows towards the garden, and be level upon the floor, no whit sunken under ground, to avoid all dampishness: and let there be a fountain, or some fair work of statues in the midst of this court, and to be paved as the other court was. These buildings to be for privy lodgings on both sides, and the end for privy galleries; whereof you must foresee that one of them be for an infirmary, if the prince or any special person should be sick, with chambers, bed-chamber, "antecamera," and "recamera," joining to it; this upon the second story. Upon the ground story, a fair gallery, open, upon pillars; and upon the third story, likewise, an open gallery upon pillars, to take the prospect and freshness of the garden. At both corners of the further side, by way of return, let there be two delicate or ric cabinets, daintily paved, richly hanged, glaze with crystalline glass, and a rich cupola in the midst; and all other elegancy that may be thought

rpon. In the upper gallery, too, I wish that there [ satyrian, with the white flower; herba muscaria, may be, if the place will yield it, some fountains running in divers places from the wall, with some fine avoidances. And thus much for the model of the palace; save that you must have, before you come to the front, three courts; a green court plain, with a wall about it; a second court of the same, but more garnished with little turrets, or rather embellishments, upon the wall; and a third court, to make a square with the front, but not to be built, nor yet enclosed with a naked wall, but enclosed with terraces leaded aloft, and fairly garnished on the three sides; and cloistered on the inside with pillars, and not with arches below. As for offices, let them stand at distance, with some low galleries to pass from them to the palace itself.

XLVI. OF GARDENS.

lilium convallium, the apple-tree in blossom. In July come gilliflowers of all varieties, musk-roses, the lime-tree in blossom, early pears, and plums, in fruit, genitings, codlins. In August come plums, of all sorts in fruit, pears, apricots, harberries, filberds, muskmelons, monkshoods, of all colours. In September come grapes, apples, poppies of all colours, peaches, melocotones, nectarines, cornelians, wardens, quinces. In October and the beginning of November come services, medlars, bullaces, roses cut or removed to come late, hollyoaks, and such like. These particulars are for the climate of London; but my meaning is perceived, that you may have "ver perpetuum," as the place affords.

And because the breath of flowers is far sweeter in the air (where it comes and goes, like the warbling of music) than in the hand, therefore nothing is more fit for that delight, than to know what be the flowers and plants that do best perfume the air. Roses, damask and red, are fast flowers of their smells; so that you may walk by a whole row of them, and find nothing of their sweetness; yea, though it be in a morning's dew. Bays, likewise, yield no smell as they grow,

above all others, yields the sweetest smell in the air, is the violet, especially the white double violet, which comes twice a year, about the middle of April, and about Bartholomew-tide. Next to that is the musk-rose; then the strawberryleaves dying, with a most excellent cordial smell; then the flower of the vines, it is a little dust like the dust of a bent, which grows upon the cluster in the first coming forth; then sweetbrier, then wallflowers, which are very delightful to be set under a parlour or lower chamber window; then pinks and gilliflowers, especially the matted pink and clove gilliflower; then the flowers of the limetree; then the honeysuckles, so they be somewhat afar off. Of bean-flowers I speak not, because they are field flowers; but those which perfume the air most delightfully, not passed by as the rest, but being trodden upon and crushed, are three, that is, burnet, wild thyme, and watermints; therefore you are to set whole alleys of them, to have the pleasure when you walk or tread.

GOD ALMIGHTY first planted a garden; and, indeed, it is the purest of human pleasures; it is the greatest refreshment to the spirits of man; without which buildings and palaces are but gross handiworks; and a man shall ever see, that, when ages grow to civility and elegancy, men come to build stately, sooner than to garden finely; | rosemary little, nor sweet marjoram; that which, as if gardening were the greater perfection. I do hold it in the royal ordering of gardens, there ought to be gardens for all the months in the year, in which, severally, things of beauty may be then in season. For December, and January, and the latter part of November, you must take such things as are green all winter: holly, ivy, bays, juniper, cypress-trees, yew, pineapple-trees, firtrees, rosemary, lavender; periwinkle, the white, the purple, and the blue; germander, flag, orangetrees, lemon-trees, and myrtles, if they be stoved; and sweet marjoram, warm set. There followeth, for the latter part of January and February, the mezereon-tree, which then blossoms; crocus vernus, both the yellow and the gray; primroses, anemones, the early tulip, the hyacinthus orientalis, chamaïris fritellaria. For March, there come violets, especially the single blue, which are the earliest; the yellow daffodil, the daisy, the almond-tree in blossom, the peach-tree in blossom, the cornelian-tree in blossom, sweetbrier. In April follow the double white violet, the wallflower, the stock-gilliflower, the cowslip, flowerde-luces, and lilies of all natures; rosemary-flowers, the tulip, the double peony, the pale daffodil, the French honeysuckle, the cherry-tree in blossom, the damascene and plum-trees in blossom, the white thorn in leaf, the lilac-tree. In May and June come pinks of all sorts, especially the blush-pink; roses of all kinds, except the musk, which comes later; honeysuckles, strawberries, bugloss, columbine, the French marigold, flos Africanus, cherry-tree in fruit, ribes, figs in fruit, rasps, vine-flowers, lavender in flowers, the sweet

For gardens, (speaking of those which are, indeed, prince-like, as we have done of buildings,) the contents ought not well to be under thirty acres of ground, and to be divided into three parts; a green in the entrance, a heath, or desert, in the going forth, and the main garden in the midst, besides alleys on both sides; and, I like well. that four acres of ground be assigned to the green six to the heath, four and four to either side, and twelve to the main garden. The green hath two pleasures; the one, because nothing is more pleasant to the eye than green grass kept finely shorn: the other, because it will give you a fair alley in

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