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No. 6.

Debt and Credit,

Froth-"As for credit, we have none to lose ;

But we shall lose the money

He owes us, and his custom; there's the worst on't.
Tapwell. He has summon'd all his creditors by the drum,
And they swarm about him like so many soldiers
On the pay day; and has found such a new way,
To pay his old debts, as 'tis very likely

He shall be chronicled for it."-MASSINGER.

"A New Way to Pay Old Debts,"

"Neither a borrower nor a lender be

For loan oft loses both itself and friend."

SHAKESPEARE.

"Re

essays perhaps no

Dr. Franklin says in one of his member that credit is money," and branch of Society ought to treasure up the saying more than those who are in the Military profession; of credit the doctor adds, "He that is known to pay punctually, and exactly to the time he promises, may at any time, and on any occasion, raise all the money his friends can spare. This is sometimes of great use. After industry and frugality, nothing contributes more to the raising of a young man in the world, than punctuality and justice in all his dealings." Credit then it must be allowed

is of the greatest consequence, and perhaps of more to the Officers of this than of any other country; as long as a man possesses credit depend upon it he is not a very bad character; he is never looked on with distrust or suspicion, for he carries the light of honesty in his countenance, his mind is never uneasy although he may be living beyond his means (and such is continually the case in India.) For instance it is not an uncommon sight to see a Captain with his 3 or 400 a year driving his carriage and pair, in which are to be seen perhaps a lovely wife and daughters, and for no other reason but because the "6 virgin credit" has a seat between the wife and the eldest daughter. Of public credit Addison gives the following beautiful description, which may also do for individual credit. "She was likewise a greater valetudinarian than any I had ever met with, even in her own sex, and subject to such momentary consumptions, that in the twinkling of an eye she would fall away from the most florid complexion, and the most healthful state of body, and wither into a skeleton. Her recoveries were often as sudden as her decays, insomuch that she would revive in a moment out of a wasting distemper, into a habit of the highest health and vigour." "Debt is the labyrinth in which so many young men delight to

get entangled, and even the most fascinating Dowagers embrace it, at the whist table or Grave of Reputation; when some slight opening appears, and which gives the deceitful hope of a release, they enter it and are led sometimes more and more into the mysterious maze. Debt is a kind of poison of which many of the greatest men have drank, and in history we often find the greater the man, the greater the debt; the reason may be, they consider the world ought to be their paymaster on account of their valuable services; the nation certainly has paid the debts of many great men in England, but if any one were to try the same trick in India, I should say he would find himself not a little mistaken. Debt is a dangerous fellow to deal with especially in this country, where under the name of Banks, &c., the silver hook is attached to a long rod with avery long line which is freely cast out to all griffins in the sea of life, and the inexperienced open their jaws wide at the bait: the moment it is swallowed, by degrees the angler recovers his line (it may take several years), and the fine fish is nabbed alive when it is either starved, or fried in a prison to become rich; if that is not sense it is metaphor.

POLYPHILUS.

Thursday, January 11, 1844.

No. 7.

THE STORY OF FL AVIUS.

The Subaltern in Love.

"Love is a smoke raised with the fume of sighs;
Being purged, a fire sparkling in lover's eyes,
Being vexed, a sea nourished with lover's tears
What is it else? a madness most discreet

A choking gall, and a preserving sweet."-SHAKESPEARE,

"O lovers: yes I have made fools of two lovers

But I had a right to do so."-MRS. INCHBALD.

I was much affected, the other day on my visit to Flavius with finding him melancholy and dejected, and the reason I discovered to be, he had heard of the extravagance of his wife in England, where she was remaining for the restoration of her health. As his attachment to Julia was rather a romantic affair perhaps it may be as well to relate it in as brief a manner as possible, as it may give some slight idea of society in this country. Flavius at an early age obtained a Cadetship in the service of the Honorable Company and for seven years had paid the strictest attention to his duty, he had been highly commended by the Colonel of his regiment for the interest he took in the service; he had passed in the Hindustani

language, and was likely to become Adjutant whenever the situation should become vacant. About this time being stationed up country in one of the most beautiful cantonments in Southern India, soon after his arrival in the new station, one evening as he was enjoying his usual ride, a horse galloped past him at full speed, without a rider, but it was evident from the side. saddle, that it had been occupied by a lady, and she might not be far distant from where he was; so dashing off in the direction from whence the horse had come, in a few seconds he was supporting a beautiful girl, and bathing her temples from a clear streara which glittered near; not a soul was near, and the evening was far advanced, his well-bred Arab, fed quietly on some green grass with which the spot was adorned. "I hope you feel better now" was the kind enquiry of the youth, "A little thank you" the maiden replied, "may I ask to whom I am indebted for this kind assistance? Perhaps we better go home, it is not far." Flavius now proceeded to the house which she pointed out to him, with his delicate charge, who now had almost recovered from the violent shock occasioned by the fall from her horse; on approaching the Bungalow an old Major and his wife ran out to meet their daughter, and to thank

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